Terror on the Road

I'm actually quite fond of driving when there's noone around but having to get from point A to point B with a car scares me. Yesterday I had to navigate to an unfamiliar place and just when I was almost at my destination, I was hit in the rear by someone. Maybe the car I'm driving is jinxed for me or something. I've had 2 speeding fines (and not for going particular fast either -- just doing 60km/h in a 40km zone) , a frontal accident driving into a wall while I was trying to navigate a tight corner and now this.